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12 For chochmah is a protective tzel (shade), and kesef is as well; but the advantage of da’as is, that chochmah giveth chayyim (life) to them that possess it.

13 Consider the ma’aseh HaElohim; for who can make straight what Hashem hath made crooked?

14 In the yom tovah be joyful, but in the yom ra’ah consider: HaElohim also hath set the one over against the other in such a way that adam may not find out anything that will come after him.

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12 Wisdom is a shelter
    as money is a shelter,
but the advantage of knowledge is this:
    Wisdom preserves those who have it.

13 Consider what God has done:(A)

Who can straighten
    what he has made crooked?(B)
14 When times are good, be happy;
    but when times are bad, consider this:
God has made the one
    as well as the other.(C)
Therefore, no one can discover
    anything about their future.

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