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14 
Wise men store up and treasure knowledge [in mind and heart],
But with the mouth of the foolish, ruin is at hand.
15 
The rich man’s wealth is his fortress;
The ruin of the poor is their poverty.(A)
16 
The wages of the righteous [the upright, those in right standing with God] is [a worthwhile, meaningful] life,
The income of the wicked, punishment.(B)

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14 The wise store up knowledge,(A)
    but the mouth of a fool invites ruin.(B)

15 The wealth of the rich is their fortified city,(C)
    but poverty is the ruin of the poor.(D)

16 The wages of the righteous is life,(E)
    but the earnings of the wicked are sin and death.(F)

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