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14 Wise men lay up knowledge,
    but the babbling of a fool brings ruin near.
15 A rich man’s wealth is his strong city;
    the poverty of the poor is their ruin.
16 The wage of the righteous leads to life,
    the gain of the wicked to sin.

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14 The wise store up knowledge,(A)
    but the mouth of a fool invites ruin.(B)

15 The wealth of the rich is their fortified city,(C)
    but poverty is the ruin of the poor.(D)

16 The wages of the righteous is life,(E)
    but the earnings of the wicked are sin and death.(F)

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