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11 Wealth gained by fraud dwindles,
but he who gathers by labor increases it.

12 Hope deferred makes the heart sick,
but longing fulfilled is a tree of life.
13 Whoever despises instruction will pay a penalty,
but whoever respects a mitzvah will be rewarded.

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11 Dishonest money dwindles away,(A)
    but whoever gathers money little by little makes it grow.

12 Hope deferred makes the heart sick,
    but a longing fulfilled is a tree of life.(B)

13 Whoever scorns instruction will pay for it,(C)
    but whoever respects(D) a command is rewarded.(E)

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