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13 The world’s poorest credit risk is the man who agrees to pay a stranger’s debts.

14 If you shout a pleasant greeting to a friend too early in the morning, he will count it as a curse!

15 A constant dripping on a rainy day and a cranky woman are much alike!

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13 Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.(A)

14 If anyone loudly blesses their neighbor early in the morning,
    it will be taken as a curse.

15 A quarrelsome wife is like the dripping(B)
    of a leaky roof in a rainstorm;

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