The Year for Canceling Debts^(A)

15 At the end of every seven years you must cancel debts.^{(B) 2} This is how it is to be done: Every creditor shall cancel any loan they have made to a fellow Israelite. They shall not require payment from anyone among their own people, because the Lord’s time for canceling debts has been proclaimed. ³ You may require payment from a foreigner,^(C) but you must cancel any debt your fellow Israelite owes you. ⁴ However, there need be no poor people among you, for in the land the Lord your God is giving you to possess as your inheritance, he will richly bless^(D) you, ⁵ if only you fully obey the Lord your God and are careful to follow^(E) all these commands I am giving you today. ⁶ For the Lord your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you.^(F)

⁷ If anyone is poor^(G) among your fellow Israelites in any of the towns of the land the Lord your God is giving you, do not be hardhearted or tightfisted^(H) toward them. ⁸ Rather, be openhanded^(I) and freely lend them whatever they need. ⁹ Be careful not to harbor this wicked thought: “The seventh year, the year for canceling debts,^(J) is near,” so that you do not show ill will^(K) toward the needy among your fellow Israelites and give them nothing. They may then appeal to the Lord against you, and you will be found guilty of sin.^{(L) 10} Give generously to them and do so without a grudging heart;^(M) then because of this the Lord your God will bless^(N) you in all your work and in everything you put your hand to. ¹¹ There will always be poor people^(O) in the land. Therefore I command you to be openhanded toward your fellow Israelites who are poor and needy in your land.^(P)

¹⁰ When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.^{(A) 11} Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you. ¹² If the neighbor is poor, do not go to sleep with their pledge^(B) in your possession. ¹³ Return their cloak by sunset^(C) so that your neighbor may sleep in it.^(D) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.^(E)

²⁵ “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.^(A)

³⁵ “‘If any of your fellow Israelites become poor^(A) and are unable to support themselves among you, help them^(B) as you would a foreigner and stranger, so they can continue to live among you. ³⁶ Do not take interest^(C) or any profit from them, but fear your God,^(D) so that they may continue to live among you. ³⁷ You must not lend them money at interest^(E) or sell them food at a profit. ³⁸ I am the Lord your God, who brought you out of Egypt to give you the land of Canaan^(F) and to be your God.^(G)

Will such a man live? He will not! Because he has done all these detestable things, he is to be put to death; his blood will be on his own head.^(B)

He will not die for his father’s sin; he will surely live.

¹² In you are people who accept bribes^(A) to shed blood; you take interest^(B) and make a profit from the poor. You extort unjust gain from your neighbors.^(C) And you have forgotten^(D) me, declares the Sovereign Lord.^(E)

³⁴ And if you lend to those from whom you expect repayment, what credit is that to you?^(A) Even sinners lend to sinners, expecting to be repaid in full. ³⁵ But love your enemies, do good to them,^(B) and lend to them without expecting to get anything back. Then your reward will be great, and you will be children^(C) of the Most High,^(D) because he is kind to the ungrateful and wicked.