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13 I have seen another terrible thing that happens on the earth.

Some people may store their riches,
    but it does not help them in a time of trouble.
14 Something may happen in the future
    that causes their money to disappear.
After they die,
    no money remains for their children.
15 When people are born,
    they bring nothing with them.
When they die,
    they take nothing away with them.
All their hard work finally leaves them with nothing.

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13 I have seen a grievous evil under the sun:(A)

wealth hoarded to the harm of its owners,
14     or wealth lost through some misfortune,
so that when they have children
    there is nothing left for them to inherit.
15 Everyone comes naked from their mother’s womb,
    and as everyone comes, so they depart.(B)
They take nothing from their toil(C)
    that they can carry in their hands.(D)

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