²⁵ “If you lend money to one of my people who is poor, do not treat him as a ·moneylender [creditor] would. ·Charge him nothing for using your money [^LTake no interest; Lev. 25:36–37; Deut. 23:19; Ps. 15:5]. ²⁶ If your neighbor gives you his coat as ·a promise for the money he owes you [collateral], you must give it back to him by sunset, ²⁷ because his coat is the only cover to keep his body warm. He has nothing else to sleep in. If he cries out to me for help, I will ·hear [or act], because I am ·merciful [gracious; compassionate].