²⁵ “If you lend money to one of my people who is poor, do not treat him as a moneylender would. Charge him nothing for using your money. ²⁶ If your neighbor gives you his coat as a promise for the money he owes you, you must give it back to him by sunset, ²⁷ because it is the only cover to keep his body warm. He has nothing else to sleep in. If he cries out to me for help, I will listen, because I am merciful.