²⁵ “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.^{(A) 26} If you take your neighbor’s cloak as a pledge,^(B) return it by sunset, ²⁷ because that cloak is the only covering your neighbor has. What else can they sleep in?^(C) When they cry out to me, I will hear, for I am compassionate.^(D)

³⁵ “‘If any of your fellow Israelites become poor^(A) and are unable to support themselves among you, help them^(B) as you would a foreigner and stranger, so they can continue to live among you. ³⁶ Do not take interest^(C) or any profit from them, but fear your God,^(D) so that they may continue to live among you. ³⁷ You must not lend them money at interest^(E) or sell them food at a profit.

¹⁹ Do not charge a fellow Israelite interest, whether on money or food or anything else that may earn interest.^{(A) 20} You may charge a foreigner^(B) interest, but not a fellow Israelite, so that the Lord your God may bless^(C) you in everything you put your hand to in the land you are entering to possess.

¹⁰ When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.^{(A) 11} Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you. ¹² If the neighbor is poor, do not go to sleep with their pledge^(B) in your possession. ¹³ Return their cloak by sunset^(C) so that your neighbor may sleep in it.^(D) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.^(E)