Exodus 22:25-27 Good News Translation (GNT)
25 “If you lend money to any of my people who are poor, do not act like a moneylender and require him to pay interest. 26 If you take someone's cloak as a pledge that he will pay you, you must give it back to him before the sun sets, 27 because it is the only covering he has to keep him warm. What else can he sleep in? When he cries out to me for help, I will answer him because I am merciful.