Exodus 22:25-27 Young's Literal Translation (YLT)
25 `If thou dost lend My poor people with thee money, thou art not to him as a usurer; thou dost not lay on him usury;
26 if thou dost at all take in pledge the garment of thy neighbour, during the going in of the sun thou dost return it to him:
27 for it alone is his covering, it [is] his garment for his skin; wherein doth he lie down? and it hath come to pass, when he doth cry unto Me, that I have heard, for I [am] gracious.