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12 When a wise person sees danger ahead, he avoids it.
    But a foolish person keeps going and gets into trouble.

13 Take the coat of someone who promises to pay what a stranger owes.
    Keep it until he pays the stranger’s bills.

14 Don’t greet your neighbor loudly early in the morning.
    He will think of it as a curse.

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12 The prudent see danger and take refuge,
    but the simple keep going and pay the penalty.(A)

13 Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.(B)

14 If anyone loudly blesses their neighbor early in the morning,
    it will be taken as a curse.

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