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12 A prudent man foreseeth the evil and hideth himself, but the simple pass on and are punished.

13 Take his garment that is surety for a stranger, but take a pledge from him for a strange woman.

14 He that, rising early in the morning, blesseth his friend with a loud voice: it shall be counted as a curse to him.

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12 The prudent see danger and take refuge,
    but the simple keep going and pay the penalty.(A)

13 Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.(B)

14 If anyone loudly blesses their neighbor early in the morning,
    it will be taken as a curse.

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