³ For what does the Tanakh say? “Avraham put his trust in God, and it was credited to his account as righteousness.”^{[a] 4} Now the account of someone who is working is credited not on the ground of grace but on the ground of what is owed him. ⁵ However, in the case of one who is not working but rather is trusting in him who makes ungodly people righteous, his trust is credited to him as righteousness.