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But unto him that works, the reward is not reckoned as grace, but as debt.

But to him that does not work, but believes in him that justifies the ungodly, the faith is counted as righteousness.

Even as David also describes the blessedness of the man unto whom God doth attribute righteousness without works,

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Now to the one who works, wages are not credited as a gift(A) but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.(B) David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:

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