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When a person works, their pay is not considered a gift. It is owed to them. But things are different with God. He makes ungodly people right with himself. If people trust in him, their faith is accepted even though they do not work. Their faith makes them right with God. King David says the same thing. He tells us how blessed people are when God makes them right with himself. They are blessed because they don’t have to do anything in return. David says,

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Now to the one who works, wages are not credited as a gift(A) but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.(B) David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:

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